Call reports 2005
FIRST NATIONAL BANK OF FLETCHER, THE — 2005
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,206,000 | 19,629,000 | 19,204,000 | 18,701,000 |
| Total loans | 4,129,000 | 4,179,000 | 4,299,000 | 4,274,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 13,767,000 | 13,810,000 | 13,411,000 | 12,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,148,000 | 16,177,000 | 15,648,000 | 15,168,000 |
| Interest-bearing deposits | 14,621,000 | 14,639,000 | 13,792,000 | 13,458,000 |
| Noninterest-bearing deposits | 1,527,000 | 1,538,000 | 1,856,000 | 1,710,000 |
| Equity capital | 2,218,000 | 2,147,000 | 2,135,000 | 2,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 456,000 | 697,000 | 929,000 |
| Interest expense | 38,000 | 86,000 | 144,000 | 204,000 |
| Net interest income | 179,000 | 370,000 | 553,000 | 725,000 |
| Noninterest income | 52,000 | 101,000 | 151,000 | 198,000 |
| Noninterest expense | 157,000 | 320,000 | 499,000 | 707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 151,000 | 207,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 151,000 | 207,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,318,000 | 2,169,000 | 2,230,000 | 2,233,000 |
| Total capital | 2,438,000 | 2,285,000 | 2,346,000 | 2,350,000 |
| Risk-weighted assets | 9,510,000 | 9,191,000 | 9,199,000 | 9,250,000 |