Call reports 2004
FIRST NATIONAL BANK OF FLETCHER, THE — 2004
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,559,000 | 17,995,000 | 17,582,000 | 17,422,000 |
| Total loans | 4,198,000 | 4,162,000 | 4,297,000 | 4,354,000 |
| Allowance for loan losses | 212,000 | 200,000 | 201,000 | 209,000 |
| Securities available for sale | 10,174,000 | 11,236,000 | 11,926,000 | 12,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,234,000 | 15,882,000 | 15,254,000 | 15,138,000 |
| Interest-bearing deposits | 13,596,000 | 13,956,000 | 13,606,000 | 13,504,000 |
| Noninterest-bearing deposits | 1,637,000 | 1,926,000 | 1,648,000 | 1,634,000 |
| Equity capital | 2,224,000 | 2,102,000 | 2,273,000 | 2,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 405,000 | 594,000 | 802,000 |
| Interest expense | 30,000 | 60,000 | 91,000 | 122,000 |
| Net interest income | 165,000 | 345,000 | 503,000 | 680,000 |
| Noninterest income | 57,000 | 99,000 | 157,000 | 207,000 |
| Noninterest expense | 167,000 | 322,000 | 470,000 | 660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 122,000 | 190,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 122,000 | 190,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,076,000 | 2,145,000 | 2,204,000 | 2,255,000 |
| Total capital | 2,182,000 | 2,252,000 | 2,314,000 | 2,372,000 |
| Risk-weighted assets | 8,361,000 | 8,486,000 | 8,673,000 | 9,291,000 |