Call reports 2003
FIRST NATIONAL BANK OF FLETCHER, THE — 2003
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,391,000 | 17,767,000 | 17,197,000 | 16,962,000 |
| Total loans | 3,584,000 | 3,792,000 | 3,933,000 | 4,030,000 |
| Allowance for loan losses | 207,000 | 212,000 | 213,000 | 212,000 |
| Securities available for sale | 11,381,000 | 10,450,000 | 10,823,000 | 9,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,004,000 | 15,324,000 | 14,863,000 | 14,593,000 |
| Interest-bearing deposits | 14,299,000 | 13,699,000 | 13,242,000 | 13,010,000 |
| Noninterest-bearing deposits | 1,705,000 | 1,625,000 | 1,621,000 | 1,584,000 |
| Equity capital | 2,265,000 | 2,321,000 | 2,261,000 | 2,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 408,000 | 579,000 | 755,000 |
| Interest expense | 50,000 | 89,000 | 121,000 | 149,000 |
| Net interest income | 158,000 | 319,000 | 458,000 | 606,000 |
| Noninterest income | 49,000 | 90,000 | 131,000 | 182,000 |
| Noninterest expense | 152,000 | 307,000 | 467,000 | 664,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 102,000 | 130,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 102,000 | 130,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,087,000 | 2,135,000 | 2,152,000 | 2,177,000 |
| Total capital | 2,176,000 | 2,230,000 | 2,250,000 | 2,277,000 |
| Risk-weighted assets | 7,302,000 | 7,487,000 | 7,764,000 | 7,878,000 |