Call reports 2002
FIRST NATIONAL BANK OF FLETCHER, THE — 2002
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,338,000 | 18,979,000 | 18,462,000 | 18,222,000 |
| Total loans | 4,478,000 | 4,237,000 | 3,949,000 | 3,684,000 |
| Allowance for loan losses | 406,000 | 410,000 | 454,000 | 209,000 |
| Securities available for sale | 10,401,000 | 12,548,000 | 13,036,000 | 12,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,224,000 | 16,687,000 | 16,015,000 | 15,784,000 |
| Interest-bearing deposits | 15,640,000 | 14,924,000 | 14,400,000 | 14,291,000 |
| Noninterest-bearing deposits | 1,584,000 | 1,763,000 | 1,615,000 | 1,493,000 |
| Equity capital | 2,092,000 | 2,199,000 | 2,306,000 | 2,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 520,000 | 778,000 | 972,000 |
| Interest expense | 92,000 | 171,000 | 243,000 | 304,000 |
| Net interest income | 172,000 | 349,000 | 535,000 | 668,000 |
| Noninterest income | 51,000 | 93,000 | 136,000 | 182,000 |
| Noninterest expense | 194,000 | 406,000 | 593,000 | 780,000 |
| Provision for loan losses | 0 | 0 | 0 | -341,000 |
| Pretax income | 30,000 | 40,000 | 82,000 | 415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 40,000 | 82,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,066,000 | 2,073,000 | 2,115,000 | 2,109,000 |
| Total capital | 2,166,000 | 2,167,000 | 2,205,000 | 2,200,000 |
| Risk-weighted assets | 7,665,000 | 7,239,000 | 6,832,000 | 7,139,000 |