Call reports 2001
FIRST NATIONAL BANK OF FLETCHER, THE — 2001
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,197,000 | 21,865,000 | 20,596,000 | 19,859,000 |
| Total loans | 5,776,000 | 5,542,000 | 5,409,000 | 4,580,000 |
| Allowance for loan losses | 337,000 | 320,000 | 352,000 | 366,000 |
| Securities available for sale | 13,415,000 | 11,948,000 | 11,538,000 | 12,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,973,000 | 19,682,000 | 18,251,000 | 17,666,000 |
| Interest-bearing deposits | 17,182,000 | 17,609,000 | 16,494,000 | 16,073,000 |
| Noninterest-bearing deposits | 1,791,000 | 2,073,000 | 1,757,000 | 1,593,000 |
| Equity capital | 2,070,000 | 2,048,000 | 2,158,000 | 2,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 714,000 | 1,041,000 | 1,325,000 |
| Interest expense | 191,000 | 377,000 | 544,000 | 674,000 |
| Net interest income | 173,000 | 337,000 | 497,000 | 651,000 |
| Noninterest income | 56,000 | 109,000 | 158,000 | 208,000 |
| Noninterest expense | 194,000 | 408,000 | 598,000 | 819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 38,000 | 67,000 | 50,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 38,000 | 67,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,011,000 | 2,015,000 | 2,045,000 | 2,031,000 |
| Total capital | 2,127,000 | 2,134,000 | 2,157,000 | 2,135,000 |
| Risk-weighted assets | 9,081,000 | 9,292,000 | 8,723,000 | 8,071,000 |