Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 2,009,556,000 | 1,900,083,000 |
| Total loans | 1,138,617,000 | 1,145,600,000 |
| Allowance for loan losses | 667,000 | 1,912,000 |
| Securities available for sale | 332,089,000 | 345,187,000 |
| Securities held to maturity | 113,872,000 | 111,932,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,567,106,000 | 1,544,858,000 |
| Interest-bearing deposits | 1,369,352,000 | 1,339,479,000 |
| Noninterest-bearing deposits | 197,754,000 | 205,379,000 |
| Equity capital | 293,389,000 | 296,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 6,530,000 | 27,601,000 |
| Interest expense | 616,000 | 2,306,000 |
| Net interest income | 5,914,000 | 25,295,000 |
| Noninterest income | 2,126,000 | 7,652,000 |
| Noninterest expense | 4,027,000 | 18,013,000 |
| Provision for loan losses | 676,000 | 1,905,000 |
| Pretax income | 3,337,000 | 13,031,000 |
| Income tax | 1,248,000 | 4,680,000 |
| Net income | 2,092,000 | 8,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 174,549,000 | 181,616,000 |
| Total capital | 175,216,000 | 183,528,000 |
| Risk-weighted assets | 1,131,467,000 | 1,152,701,000 |