Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,927,390,000 | 1,941,198,000 | 1,929,020,000 | 1,922,938,000 |
| Total loans | 1,128,981,000 | 1,152,700,000 | 1,156,849,000 | 1,158,846,000 |
| Allowance for loan losses | 16,011,000 | 15,865,000 | 15,533,000 | 15,269,000 |
| Securities available for sale | 666,634,000 | 669,725,000 | 657,681,000 | 648,415,000 |
| Securities held to maturity | 200,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,591,525,000 | 1,555,184,000 | 1,533,223,000 | 1,499,016,000 |
| Interest-bearing deposits | 1,399,428,000 | 1,382,339,000 | 1,353,652,000 | 1,315,180,000 |
| Noninterest-bearing deposits | 192,097,000 | 172,845,000 | 179,571,000 | 183,836,000 |
| Equity capital | 187,544,000 | 197,918,000 | 197,615,000 | 205,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,850,000 | 38,098,000 | 57,377,000 | 76,236,000 |
| Interest expense | 2,516,000 | 4,955,000 | 7,388,000 | 9,704,000 |
| Net interest income | 16,334,000 | 33,143,000 | 49,989,000 | 66,532,000 |
| Noninterest income | 4,864,000 | 10,427,000 | 16,013,000 | 20,451,000 |
| Noninterest expense | 12,303,000 | 25,508,000 | 38,937,000 | 52,183,000 |
| Provision for loan losses | 166,000 | 571,000 | 1,073,000 | 1,513,000 |
| Pretax income | 9,452,000 | 18,279,000 | 26,789,000 | 34,111,000 |
| Income tax | 3,394,000 | 6,447,000 | 9,434,000 | 11,763,000 |
| Net income | 6,058,000 | 11,832,000 | 17,355,000 | 22,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,722,000 | 197,693,000 | 196,515,000 | 199,724,000 |
| Total capital | 206,776,000 | 213,029,000 | 211,842,000 | 214,946,000 |
| Risk-weighted assets | 1,203,383,000 | 1,226,336,000 | 1,225,953,000 | 1,217,687,000 |