Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,759,884,000 | 1,808,647,000 | 1,872,356,000 | 1,914,298,000 |
| Total loans | 978,832,000 | 1,014,401,000 | 1,086,122,000 | 1,111,134,000 |
| Allowance for loan losses | 15,738,000 | 15,774,000 | 16,032,000 | 16,064,000 |
| Securities available for sale | 666,047,000 | 651,279,000 | 655,926,000 | 668,228,000 |
| Securities held to maturity | 320,000 | 320,000 | 320,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,664,000 | 1,508,462,000 | 1,516,663,000 | 1,555,845,000 |
| Interest-bearing deposits | 1,351,120,000 | 1,356,205,000 | 1,353,710,000 | 1,380,983,000 |
| Noninterest-bearing deposits | 143,544,000 | 152,257,000 | 162,953,000 | 174,862,000 |
| Equity capital | 188,044,000 | 181,928,000 | 175,835,000 | 180,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,128,000 | 34,842,000 | 53,098,000 | 72,123,000 |
| Interest expense | 3,157,000 | 6,209,000 | 9,031,000 | 11,782,000 |
| Net interest income | 13,971,000 | 28,633,000 | 44,067,000 | 60,341,000 |
| Noninterest income | 5,089,000 | 10,549,000 | 15,771,000 | 20,206,000 |
| Noninterest expense | 12,737,000 | 25,552,000 | 38,925,000 | 52,255,000 |
| Provision for loan losses | 247,000 | 462,000 | 1,229,000 | 977,000 |
| Pretax income | 6,214,000 | 13,576,000 | 20,194,000 | 27,887,000 |
| Income tax | 2,046,000 | 4,501,000 | 6,719,000 | 9,301,000 |
| Net income | 4,168,000 | 9,075,000 | 13,475,000 | 18,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,800,000 | 182,812,000 | 183,318,000 | 188,536,000 |
| Total capital | 191,156,000 | 196,744,000 | 198,089,000 | 203,505,000 |
| Risk-weighted assets | 1,062,718,000 | 1,112,711,000 | 1,180,455,000 | 1,196,459,000 |