Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,682,974,000 | 1,713,632,000 | 1,725,257,000 | 1,739,370,000 |
| Total loans | 928,336,000 | 955,127,000 | 968,026,000 | 988,482,000 |
| Allowance for loan losses | 18,424,000 | 18,044,000 | 17,645,000 | 15,760,000 |
| Securities available for sale | 627,042,000 | 641,129,000 | 631,471,000 | 629,025,000 |
| Securities held to maturity | 320,000 | 320,000 | 320,000 | 320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,439,106,000 | 1,446,262,000 | 1,446,854,000 | 1,455,466,000 |
| Interest-bearing deposits | 1,317,310,000 | 1,313,427,000 | 1,302,588,000 | 1,301,345,000 |
| Noninterest-bearing deposits | 121,796,000 | 132,835,000 | 144,266,000 | 154,121,000 |
| Equity capital | 172,369,000 | 179,499,000 | 183,015,000 | 186,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,410,000 | 36,425,000 | 54,181,000 | 71,761,000 |
| Interest expense | 4,645,000 | 8,641,000 | 12,414,000 | 15,822,000 |
| Net interest income | 13,765,000 | 27,784,000 | 41,767,000 | 55,939,000 |
| Noninterest income | 3,933,000 | 8,231,000 | 13,482,000 | 18,081,000 |
| Noninterest expense | 11,584,000 | 23,683,000 | 36,258,000 | 49,333,000 |
| Provision for loan losses | 88,000 | 564,000 | 1,111,000 | 1,545,000 |
| Pretax income | 6,164,000 | 11,966,000 | 18,168,000 | 23,573,000 |
| Income tax | 1,905,000 | 3,736,000 | 5,715,000 | 5,841,000 |
| Net income | 4,259,000 | 8,230,000 | 12,453,000 | 17,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,125,000 | 166,239,000 | 168,103,000 | 173,542,000 |
| Total capital | 175,039,000 | 179,322,000 | 181,251,000 | 186,904,000 |
| Risk-weighted assets | 1,026,738,000 | 1,040,182,000 | 1,046,904,000 | 1,065,289,000 |