Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,468,310,000 | 1,465,135,000 | 1,474,328,000 | 1,476,966,000 |
| Total loans | 987,924,000 | 994,074,000 | 996,394,000 | 981,917,000 |
| Allowance for loan losses | 18,658,000 | 19,542,000 | 18,450,000 | 18,026,000 |
| Securities available for sale | 343,686,000 | 348,143,000 | 349,067,000 | 375,445,000 |
| Securities held to maturity | 302,000 | 304,000 | 303,000 | 322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,252,005,000 | 1,258,917,000 | 1,265,002,000 | 1,278,618,000 |
| Interest-bearing deposits | 1,184,482,000 | 1,183,926,000 | 1,190,651,000 | 1,205,704,000 |
| Noninterest-bearing deposits | 67,523,000 | 74,991,000 | 74,351,000 | 72,914,000 |
| Equity capital | 134,683,000 | 137,417,000 | 140,591,000 | 139,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,850,000 | 38,149,000 | 57,526,000 | 76,314,000 |
| Interest expense | 6,240,000 | 12,462,000 | 18,525,000 | 24,168,000 |
| Net interest income | 12,610,000 | 25,687,000 | 39,001,000 | 52,146,000 |
| Noninterest income | 3,144,000 | 3,036,000 | 6,346,000 | 10,457,000 |
| Noninterest expense | 10,791,000 | 21,680,000 | 32,472,000 | 44,348,000 |
| Provision for loan losses | 2,778,000 | 4,260,000 | 6,788,000 | 9,081,000 |
| Pretax income | 2,154,000 | 3,854,000 | 8,337,000 | 11,386,000 |
| Income tax | 619,000 | 1,092,000 | 2,434,000 | 3,361,000 |
| Net income | 1,535,000 | 2,762,000 | 5,903,000 | 8,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,531,000 | 128,626,000 | 132,035,000 | 132,853,000 |
| Total capital | 139,547,000 | 141,751,000 | 145,039,000 | 145,774,000 |
| Risk-weighted assets | 1,034,955,000 | 1,043,495,000 | 1,034,919,000 | 1,028,413,000 |