Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,400,072,000 | 1,412,582,000 | 1,423,925,000 | 1,402,122,000 |
| Total loans | 1,051,338,000 | 1,030,282,000 | 1,018,354,000 | 1,001,650,000 |
| Allowance for loan losses | 18,350,000 | 20,526,000 | 15,810,000 | 21,596,000 |
| Securities available for sale | 243,722,000 | 271,928,000 | 296,068,000 | 274,288,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,905,000 | 1,178,176,000 | 1,169,425,000 | 1,186,766,000 |
| Interest-bearing deposits | 959,037,000 | 991,170,000 | 999,568,000 | 1,119,910,000 |
| Noninterest-bearing deposits | 202,868,000 | 187,006,000 | 169,857,000 | 66,856,000 |
| Equity capital | 115,062,000 | 110,395,000 | 130,309,000 | 132,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 19,092,000 | 39,954,000 | 60,117,000 | 79,838,000 |
| Interest expense | 7,703,000 | 15,230,000 | 22,430,000 | 29,154,000 |
| Net interest income | 11,389,000 | 24,724,000 | 37,687,000 | 50,684,000 |
| Noninterest income | 3,438,000 | 5,107,000 | 8,683,000 | 11,750,000 |
| Noninterest expense | 11,493,000 | 24,525,000 | 35,343,000 | 47,813,000 |
| Provision for loan losses | 5,218,000 | 15,373,000 | 19,522,000 | 30,149,000 |
| Pretax income | -1,951,000 | -11,850,000 | -10,270,000 | -15,592,000 |
| Income tax | -796,000 | -4,465,000 | -4,143,000 | -6,152,000 |
| Net income | -1,155,000 | -7,389,000 | -6,134,000 | -9,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,143,000 | 107,147,000 | 123,537,000 | 123,693,000 |
| Total capital | 123,949,000 | 120,557,000 | 136,826,000 | 136,702,000 |
| Risk-weighted assets | 1,099,905,000 | 1,065,645,000 | 1,058,411,000 | 1,031,685,000 |