Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,205,278,000 | 1,247,459,000 | 1,304,058,000 | 1,347,054,000 |
| Total loans | 898,717,000 | 953,256,000 | 1,012,059,000 | 1,047,879,000 |
| Allowance for loan losses | 7,116,000 | 9,742,000 | 11,060,000 | 14,167,000 |
| Securities available for sale | 204,922,000 | 192,391,000 | 184,836,000 | 179,656,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 961,996,000 | 1,022,908,000 | 1,071,087,000 | 1,121,722,000 |
| Interest-bearing deposits | 811,632,000 | 873,408,000 | 919,336,000 | 946,258,000 |
| Noninterest-bearing deposits | 150,364,000 | 149,500,000 | 151,751,000 | 175,464,000 |
| Equity capital | 104,436,000 | 102,950,000 | 102,312,000 | 100,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 19,296,000 | 38,683,000 | 58,695,000 | 78,461,000 |
| Interest expense | 8,913,000 | 16,968,000 | 25,174,000 | 33,045,000 |
| Net interest income | 10,383,000 | 21,715,000 | 33,521,000 | 45,416,000 |
| Noninterest income | 3,753,000 | 8,192,000 | 11,988,000 | 15,418,000 |
| Noninterest expense | 10,674,000 | 21,916,000 | 33,723,000 | 45,356,000 |
| Provision for loan losses | 1,095,000 | 4,341,000 | 7,503,000 | 15,879,000 |
| Pretax income | 2,471,000 | 3,759,000 | 3,487,000 | -1,188,000 |
| Income tax | 682,000 | 1,005,000 | 728,000 | -1,027,000 |
| Net income | 1,789,000 | 2,754,000 | 2,759,000 | -161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,622,000 | 99,971,000 | 100,162,000 | 96,697,000 |
| Total capital | 105,738,000 | 109,713,000 | 111,222,000 | 110,416,000 |
| Risk-weighted assets | 967,202,000 | 1,025,493,000 | 1,065,365,000 | 1,097,043,000 |