Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 998,183,000 | 1,030,109,000 | 1,069,055,000 | 1,117,951,000 |
| Total loans | 783,582,000 | 810,482,000 | 828,216,000 | 864,540,000 |
| Allowance for loan losses | 7,205,000 | 7,121,000 | 6,819,000 | 6,467,000 |
| Securities available for sale | 134,099,000 | 132,841,000 | 150,371,000 | 160,078,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,169,000 | 891,190,000 | 893,382,000 | 921,968,000 |
| Interest-bearing deposits | 799,059,000 | 822,203,000 | 796,568,000 | 802,693,000 |
| Noninterest-bearing deposits | 66,110,000 | 68,987,000 | 96,814,000 | 119,275,000 |
| Equity capital | 81,826,000 | 82,471,000 | 92,183,000 | 102,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,436,000 | 36,087,000 | 55,218,000 | 74,461,000 |
| Interest expense | 8,616,000 | 17,458,000 | 26,795,000 | 36,135,000 |
| Net interest income | 8,820,000 | 18,629,000 | 28,423,000 | 38,326,000 |
| Noninterest income | 2,765,000 | 6,099,000 | 9,551,000 | 12,761,000 |
| Noninterest expense | 9,458,000 | 19,480,000 | 29,856,000 | 39,777,000 |
| Provision for loan losses | 578,000 | 800,000 | 965,000 | 3,543,000 |
| Pretax income | 1,465,000 | 4,364,000 | 7,069,000 | 7,683,000 |
| Income tax | 373,000 | 1,146,000 | 1,890,000 | 1,964,000 |
| Net income | 1,092,000 | 3,218,000 | 5,179,000 | 5,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,470,000 | 81,678,000 | 88,521,000 | 97,022,000 |
| Total capital | 86,675,000 | 88,799,000 | 95,340,000 | 103,489,000 |
| Risk-weighted assets | 831,970,000 | 867,932,000 | 884,644,000 | 920,936,000 |