Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 889,422,000 | 928,986,000 | 944,857,000 | 981,676,000 |
| Total loans | 688,507,000 | 712,593,000 | 731,402,000 | 761,595,000 |
| Allowance for loan losses | 6,930,000 | 7,171,000 | 7,307,000 | 6,940,000 |
| Securities available for sale | 129,078,000 | 131,403,000 | 139,723,000 | 138,875,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,083,000 | 805,661,000 | 826,457,000 | 866,539,000 |
| Interest-bearing deposits | 728,686,000 | 768,604,000 | 792,416,000 | 799,727,000 |
| Noninterest-bearing deposits | 26,397,000 | 37,057,000 | 34,041,000 | 66,812,000 |
| Equity capital | 74,542,000 | 75,359,000 | 78,662,000 | 80,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,752,000 | 30,400,000 | 47,351,000 | 64,886,000 |
| Interest expense | 6,109,000 | 13,037,000 | 21,069,000 | 29,629,000 |
| Net interest income | 8,643,000 | 17,363,000 | 26,282,000 | 35,257,000 |
| Noninterest income | 1,915,000 | 4,116,000 | 6,545,000 | 8,298,000 |
| Noninterest expense | 7,383,000 | 15,284,000 | 24,014,000 | 33,063,000 |
| Provision for loan losses | 323,000 | 654,000 | 1,001,000 | 1,116,000 |
| Pretax income | 2,848,000 | 5,537,000 | 7,808,000 | 9,372,000 |
| Income tax | 875,000 | 1,664,000 | 2,220,000 | 2,434,000 |
| Net income | 1,973,000 | 3,873,000 | 5,588,000 | 6,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,772,000 | 77,125,000 | 78,136,000 | 79,504,000 |
| Total capital | 81,702,000 | 84,296,000 | 85,443,000 | 86,444,000 |
| Risk-weighted assets | 765,404,000 | 769,292,000 | 790,609,000 | 820,611,000 |