Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 739,487,000 | 801,210,000 | 839,985,000 | 868,134,000 |
| Total loans | 573,976,000 | 628,112,000 | 646,088,000 | 675,047,000 |
| Allowance for loan losses | 5,560,000 | 6,095,000 | 6,405,000 | 6,594,000 |
| Securities available for sale | 104,729,000 | 111,883,000 | 130,727,000 | 128,434,000 |
| Securities held to maturity | 302,000 | 301,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,248,000 | 679,568,000 | 709,964,000 | 732,815,000 |
| Interest-bearing deposits | 565,341,000 | 622,486,000 | 650,069,000 | 707,487,000 |
| Noninterest-bearing deposits | 53,907,000 | 57,082,000 | 59,895,000 | 25,328,000 |
| Equity capital | 58,167,000 | 70,819,000 | 73,023,000 | 73,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,700,000 | 22,594,000 | 36,200,000 | 49,947,000 |
| Interest expense | 3,486,000 | 7,659,000 | 12,684,000 | 18,010,000 |
| Net interest income | 7,214,000 | 14,935,000 | 23,516,000 | 31,937,000 |
| Noninterest income | 1,493,000 | 4,127,000 | 6,372,000 | 6,769,000 |
| Noninterest expense | 6,646,000 | 14,797,000 | 22,444,000 | 28,373,000 |
| Provision for loan losses | 252,000 | 944,000 | 1,396,000 | 1,758,000 |
| Pretax income | 1,809,000 | 3,321,000 | 6,051,000 | 8,578,000 |
| Income tax | 481,000 | 860,000 | 1,670,000 | 2,392,000 |
| Net income | 1,328,000 | 2,461,000 | 4,381,000 | 6,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,827,000 | 71,060,000 | 73,254,000 | 72,777,000 |
| Total capital | 64,387,000 | 77,155,000 | 79,659,000 | 79,371,000 |
| Risk-weighted assets | 621,834,000 | 680,870,000 | 721,983,000 | 741,321,000 |