Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 587,779,000 | 597,014,000 | 600,491,000 | 619,780,000 |
| Total loans | 431,186,000 | 454,440,000 | 464,789,000 | 481,004,000 |
| Allowance for loan losses | 7,579,000 | 7,083,000 | 7,157,000 | 5,774,000 |
| Securities available for sale | 104,494,000 | 93,453,000 | 81,528,000 | 87,599,000 |
| Securities held to maturity | 0 | 306,000 | 305,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,664,000 | 502,087,000 | 500,032,000 | 525,897,000 |
| Interest-bearing deposits | 461,272,000 | 463,478,000 | 458,820,000 | 481,040,000 |
| Noninterest-bearing deposits | 35,392,000 | 38,609,000 | 41,212,000 | 44,857,000 |
| Equity capital | 54,755,000 | 52,855,000 | 52,929,000 | 54,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,318,000 | 18,908,000 | 28,831,000 | 38,297,000 |
| Interest expense | 3,079,000 | 5,995,000 | 9,003,000 | 11,392,000 |
| Net interest income | 6,239,000 | 12,913,000 | 19,828,000 | 26,905,000 |
| Noninterest income | 1,731,000 | 3,220,000 | 4,689,000 | 6,086,000 |
| Noninterest expense | 6,049,000 | 12,627,000 | 19,042,000 | 25,409,000 |
| Provision for loan losses | 223,000 | 605,000 | 1,497,000 | 1,674,000 |
| Pretax income | 1,698,000 | 2,901,000 | 4,050,000 | 5,980,000 |
| Income tax | 490,000 | 854,000 | 1,270,000 | 1,439,000 |
| Net income | 1,208,000 | 2,047,000 | 2,780,000 | 4,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,450,000 | 51,270,000 | 52,076,000 | 53,137,000 |
| Total capital | 59,116,000 | 57,017,000 | 58,008,000 | 58,911,000 |
| Risk-weighted assets | 451,364,000 | 458,789,000 | 473,350,000 | 518,173,000 |