Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,998,000 | 60,124,000 | 57,924,000 | 58,488,000 |
| Total loans | 23,537,000 | 23,910,000 | 24,199,000 | 25,465,000 |
| Allowance for loan losses | 507,000 | 491,000 | 500,000 | 480,000 |
| Securities available for sale | 16,880,000 | 16,520,000 | 15,031,000 | 12,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,354,000 | 51,128,000 | 48,658,000 | 49,162,000 |
| Interest-bearing deposits | 46,132,000 | 44,252,000 | 42,269,000 | 43,760,000 |
| Noninterest-bearing deposits | 6,222,000 | 6,876,000 | 6,389,000 | 5,402,000 |
| Equity capital | 5,497,000 | 5,837,000 | 6,080,000 | 6,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,411,000 | 2,078,000 | 2,707,000 |
| Interest expense | 379,000 | 728,000 | 1,024,000 | 1,302,000 |
| Net interest income | 340,000 | 683,000 | 1,054,000 | 1,405,000 |
| Noninterest income | 320,000 | 689,000 | 1,018,000 | 1,331,000 |
| Noninterest expense | 440,000 | 889,000 | 1,358,000 | 1,858,000 |
| Provision for loan losses | 0 | 5,000 | 13,000 | 13,000 |
| Pretax income | 242,000 | 501,000 | 770,000 | 1,062,000 |
| Income tax | 62,000 | 134,000 | 219,000 | 319,000 |
| Net income | 180,000 | 367,000 | 551,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,277,000 | 5,461,000 | 5,647,000 | 5,839,000 |
| Total capital | 5,784,000 | 5,952,000 | 6,129,000 | 6,319,000 |
| Risk-weighted assets | 41,013,000 | 40,000,000 | 38,503,000 | 41,734,000 |