Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,416,000 | 61,554,000 | 62,168,000 | 61,045,000 |
| Total loans | 24,258,000 | 23,564,000 | 21,696,000 | 22,864,000 |
| Allowance for loan losses | 558,000 | 552,000 | 564,000 | 496,000 |
| Securities available for sale | 17,489,000 | 16,989,000 | 16,771,000 | 16,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,439,000 | 51,525,000 | 51,650,000 | 51,948,000 |
| Interest-bearing deposits | 44,621,000 | 44,336,000 | 44,431,000 | 43,862,000 |
| Noninterest-bearing deposits | 5,818,000 | 7,189,000 | 7,219,000 | 8,086,000 |
| Equity capital | 5,693,000 | 5,792,000 | 6,285,000 | 5,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,646,000 | 2,515,000 | 3,260,000 |
| Interest expense | 618,000 | 1,192,000 | 1,727,000 | 2,170,000 |
| Net interest income | 237,000 | 454,000 | 788,000 | 1,090,000 |
| Noninterest income | 385,000 | 745,000 | 1,026,000 | 1,327,000 |
| Noninterest expense | 412,000 | 809,000 | 1,219,000 | 1,791,000 |
| Provision for loan losses | 9,000 | 10,000 | 10,000 | 11,000 |
| Pretax income | 201,000 | 401,000 | 606,000 | 636,000 |
| Income tax | 42,000 | 105,000 | 175,000 | 160,000 |
| Net income | 159,000 | 296,000 | 431,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,391,000 | 5,528,000 | 5,888,000 | 5,596,000 |
| Total capital | 5,879,000 | 6,038,000 | 6,378,000 | 6,092,000 |
| Risk-weighted assets | 38,981,000 | 40,742,000 | 39,145,000 | 44,778,000 |