Call reports 2017
COMMUNITY BUSINESS BANK — 2017
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 306,102,000 | 314,662,000 | 326,609,000 | 336,651,000 |
| Total loans | 215,720,000 | 233,768,000 | 242,205,000 | 240,811,000 |
| Allowance for loan losses | 2,490,000 | 2,467,000 | 2,467,000 | 2,477,000 |
| Securities available for sale | 70,404,000 | 70,123,000 | 74,095,000 | 70,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,328,000 | 242,019,000 | 267,649,000 | 284,260,000 |
| Interest-bearing deposits | 154,781,000 | 155,358,000 | 176,586,000 | 181,568,000 |
| Noninterest-bearing deposits | 84,547,000 | 86,661,000 | 91,063,000 | 102,692,000 |
| Equity capital | 30,470,000 | 32,280,000 | 32,849,000 | 33,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,170,000 | 6,594,000 | 10,209,000 | 14,139,000 |
| Interest expense | 281,000 | 640,000 | 1,085,000 | 1,546,000 |
| Net interest income | 2,889,000 | 5,954,000 | 9,124,000 | 12,593,000 |
| Noninterest income | 96,000 | 370,000 | 593,000 | 701,000 |
| Noninterest expense | 1,766,000 | 3,597,000 | 5,098,000 | 6,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,219,000 | 2,727,000 | 4,619,000 | 6,690,000 |
| Income tax | 429,000 | 985,000 | 1,568,000 | 3,097,000 |
| Net income | 790,000 | 1,742,000 | 3,051,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,675,000 | 32,202,000 | 32,802,000 | 33,626,000 |
| Total capital | 33,231,000 | 34,724,000 | 35,323,000 | 36,147,000 |
| Risk-weighted assets | 250,926,000 | 249,501,000 | 257,799,000 | 258,486,000 |