Call reports 2015
COMMUNITY BUSINESS BANK — 2015
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,475,000 | 231,034,000 | 241,886,000 | 250,621,000 |
| Total loans | 143,638,000 | 160,113,000 | 169,622,000 | 172,311,000 |
| Allowance for loan losses | 2,085,000 | 2,081,000 | 2,080,000 | 2,099,000 |
| Securities available for sale | 44,878,000 | 47,716,000 | 54,308,000 | 52,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,986,000 | 196,676,000 | 201,278,000 | 201,608,000 |
| Interest-bearing deposits | 133,835,000 | 134,578,000 | 135,751,000 | 131,343,000 |
| Noninterest-bearing deposits | 49,151,000 | 62,098,000 | 65,527,000 | 70,265,000 |
| Equity capital | 26,041,000 | 26,183,000 | 27,268,000 | 30,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,543,000 | 7,067,000 | 9,750,000 |
| Interest expense | 153,000 | 308,000 | 465,000 | 624,000 |
| Net interest income | 2,037,000 | 4,235,000 | 6,602,000 | 9,126,000 |
| Noninterest income | 106,000 | 184,000 | 279,000 | 694,000 |
| Noninterest expense | 1,423,000 | 2,852,000 | 4,326,000 | 6,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 721,000 | 1,568,000 | 2,557,000 | 3,751,000 |
| Income tax | 246,000 | 567,000 | 934,000 | 1,401,000 |
| Net income | 475,000 | 1,001,000 | 1,623,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,453,000 | 25,986,000 | 26,777,000 | 30,187,000 |
| Total capital | 27,535,000 | 28,101,000 | 28,893,000 | 32,323,000 |
| Risk-weighted assets | 166,223,000 | 179,419,000 | 188,632,000 | 191,670,000 |