Call reports 2013
COMMUNITY BUSINESS BANK — 2013
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,976,000 | 155,498,000 | 161,338,000 | 176,158,000 |
| Total loans | 105,584,000 | 107,142,000 | 119,525,000 | 121,252,000 |
| Allowance for loan losses | 1,852,000 | 1,953,000 | 1,966,000 | 1,969,000 |
| Securities available for sale | 28,732,000 | 30,906,000 | 29,792,000 | 34,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,044,000 | 130,893,000 | 136,548,000 | 151,359,000 |
| Interest-bearing deposits | 82,448,000 | 92,143,000 | 92,410,000 | 103,370,000 |
| Noninterest-bearing deposits | 35,596,000 | 38,750,000 | 44,138,000 | 47,989,000 |
| Equity capital | 22,767,000 | 22,637,000 | 22,717,000 | 22,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,462,000 | 5,267,000 | 7,057,000 |
| Interest expense | 92,000 | 190,000 | 306,000 | 428,000 |
| Net interest income | 1,633,000 | 3,272,000 | 4,961,000 | 6,629,000 |
| Noninterest income | 19,000 | 125,000 | 237,000 | 313,000 |
| Noninterest expense | 1,304,000 | 2,645,000 | 3,935,000 | 5,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 802,000 | 1,313,000 | 1,683,000 |
| Income tax | 138,000 | 246,000 | 450,000 | 605,000 |
| Net income | 254,000 | 556,000 | 863,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,459,000 | 20,811,000 | 21,572,000 | 21,572,000 |
| Total capital | 21,884,000 | 22,260,000 | 23,159,000 | 23,179,000 |
| Risk-weighted assets | 113,546,000 | 115,412,000 | 126,596,000 | 128,172,000 |