Call reports 2011
COMMUNITY BUSINESS BANK — 2011
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,447,000 | 142,058,000 | 154,884,000 | 156,377,000 |
| Total loans | 106,595,000 | 108,377,000 | 107,346,000 | 107,129,000 |
| Allowance for loan losses | 2,338,000 | 2,605,000 | 2,061,000 | 2,207,000 |
| Securities available for sale | 21,522,000 | 21,133,000 | 21,058,000 | 21,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,534,000 | 116,417,000 | 133,533,000 | 133,497,000 |
| Interest-bearing deposits | 88,913,000 | 87,986,000 | 103,929,000 | 102,627,000 |
| Noninterest-bearing deposits | 28,621,000 | 28,431,000 | 29,604,000 | 30,870,000 |
| Equity capital | 18,515,000 | 19,165,000 | 19,589,000 | 21,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,845,000 | 3,937,000 | 5,870,000 | 7,786,000 |
| Interest expense | 171,000 | 343,000 | 526,000 | 676,000 |
| Net interest income | 1,674,000 | 3,594,000 | 5,344,000 | 7,110,000 |
| Noninterest income | 778,000 | 1,062,000 | 346,000 | 423,000 |
| Noninterest expense | 1,585,000 | 3,123,000 | 4,496,000 | 5,955,000 |
| Provision for loan losses | 856,000 | 1,116,000 | 469,000 | 610,000 |
| Pretax income | 11,000 | 417,000 | 725,000 | 968,000 |
| Income tax | 0 | 1,000 | 1,000 | -1,313,000 |
| Net income | 11,000 | 416,000 | 724,000 | 2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,622,000 | 18,984,000 | 19,234,000 | 19,806,000 |
| Total capital | 20,041,000 | 20,422,000 | 20,685,000 | 21,256,000 |
| Risk-weighted assets | 112,553,000 | 113,884,000 | 115,484,000 | 115,214,000 |