Call reports 2010
COMMUNITY BUSINESS BANK — 2010
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,038,000 | 143,869,000 | 143,782,000 | 144,431,000 |
| Total loans | 115,737,000 | 119,877,000 | 121,321,000 | 110,131,000 |
| Allowance for loan losses | 1,695,000 | 1,996,000 | 2,329,000 | 2,137,000 |
| Securities available for sale | 3,501,000 | 15,950,000 | 15,623,000 | 18,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,448,000 | 121,165,000 | 120,833,000 | 124,248,000 |
| Interest-bearing deposits | 83,394,000 | 96,917,000 | 96,013,000 | 95,239,000 |
| Noninterest-bearing deposits | 26,054,000 | 24,248,000 | 24,820,000 | 29,009,000 |
| Equity capital | 17,884,000 | 18,039,000 | 18,116,000 | 18,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,875,000 | 5,993,000 | 8,034,000 |
| Interest expense | 311,000 | 604,000 | 845,000 | 1,050,000 |
| Net interest income | 1,563,000 | 3,271,000 | 5,148,000 | 6,984,000 |
| Noninterest income | 55,000 | 403,000 | 457,000 | 516,000 |
| Noninterest expense | 1,373,000 | 2,892,000 | 4,349,000 | 5,980,000 |
| Provision for loan losses | 145,000 | 535,000 | 940,000 | 1,070,000 |
| Pretax income | 100,000 | 247,000 | 415,000 | 552,000 |
| Income tax | 0 | 1,000 | 1,000 | -472,000 |
| Net income | 100,000 | 246,000 | 414,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,855,000 | 17,958,000 | 18,082,000 | 18,650,000 |
| Total capital | 19,380,000 | 19,548,000 | 19,652,000 | 20,068,000 |
| Risk-weighted assets | 121,789,000 | 126,812,000 | 124,840,000 | 112,738,000 |