Call reports 2005
COMMUNITY BUSINESS BANK — 2005
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 30,460,000 |
| Total loans | 6,882,000 |
| Allowance for loan losses | 50,000 |
| Securities available for sale | 4,936,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,673,000 |
| Interest-bearing deposits | 7,510,000 |
| Noninterest-bearing deposits | 2,163,000 |
| Equity capital | 20,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 127,000 |
| Interest expense | 14,000 |
| Net interest income | 113,000 |
| Noninterest income | 0 |
| Noninterest expense | 552,000 |
| Provision for loan losses | 50,000 |
| Pretax income | -489,000 |
| Income tax | 1,000 |
| Net income | -490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 20,762,000 |
| Total capital | 20,812,000 |
| Risk-weighted assets | 14,723,000 |