Call reports 2026
RIVER CITY BANK, INC. — 2026
What RIVER CITY BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 489,943,000 | 494,862,000 |
| Total loans | 369,758,000 | 375,918,000 |
| Allowance for loan losses | 2,582,000 | 2,582,000 |
| Securities available for sale | 74,875,000 | 74,525,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 438,508,000 | 438,271,000 |
| Interest-bearing deposits | 386,042,000 | 381,907,000 |
| Noninterest-bearing deposits | 52,466,000 | 56,364,000 |
| Equity capital | 48,366,000 | 50,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,081,000 | 14,311,000 |
| Interest expense | 3,230,000 | 6,466,000 |
| Net interest income | 3,851,000 | 7,845,000 |
| Noninterest income | 426,000 | 1,350,000 |
| Noninterest expense | 3,031,000 | 5,930,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,246,000 | 3,265,000 |
| Income tax | 283,000 | 757,000 |
| Net income | 963,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,805,000 | 59,349,000 |
| Total capital | 60,611,000 | 62,156,000 |
| Risk-weighted assets | 400,862,000 | 400,835,000 |