Call reports 2005
BANK OF NEW HAMPSHIRE — 2005
What BANK OF NEW HAMPSHIRE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 754,779,000 | 783,193,000 | 784,617,000 | 843,551,000 |
| Total loans | 527,020,000 | 538,123,000 | 544,660,000 | 582,903,000 |
| Allowance for loan losses | 8,854,000 | 9,316,000 | 9,412,000 | 9,900,000 |
| Securities available for sale | 153,207,000 | 143,355,000 | 133,268,000 | 151,285,000 |
| Securities held to maturity | 3,624,000 | 3,410,000 | 3,210,000 | 3,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,860,000 | 587,962,000 | 597,303,000 | 643,205,000 |
| Interest-bearing deposits | 503,307,000 | 500,464,000 | 509,974,000 | 551,663,000 |
| Noninterest-bearing deposits | 77,553,000 | 87,498,000 | 87,329,000 | 91,542,000 |
| Equity capital | 85,944,000 | 87,430,000 | 69,925,000 | 87,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,357,000 | 18,949,000 | 28,955,000 | 39,976,000 |
| Interest expense | 2,283,000 | 4,930,000 | 8,022,000 | 11,438,000 |
| Net interest income | 7,074,000 | 14,019,000 | 20,933,000 | 28,538,000 |
| Noninterest income | 1,402,000 | 3,094,000 | 4,534,000 | 6,075,000 |
| Noninterest expense | 7,249,000 | 14,566,000 | 21,568,000 | 29,316,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,088,000 | 2,258,000 | 3,460,000 | 4,708,000 |
| Income tax | 238,000 | 464,000 | 727,000 | 945,000 |
| Net income | 850,000 | 1,794,000 | 2,733,000 | 3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,148,000 | 74,092,000 | 57,370,000 | 65,219,000 |
| Total capital | 81,393,000 | 82,392,000 | 65,788,000 | 74,119,000 |
| Risk-weighted assets | 563,592,000 | 567,440,000 | 571,854,000 | 609,714,000 |