Call reports 2004
BANK OF NEW HAMPSHIRE — 2004
What BANK OF NEW HAMPSHIRE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 785,038,000 | 799,176,000 | 796,149,000 | 765,833,000 |
| Total loans | 517,858,000 | 527,492,000 | 517,691,000 | 521,409,000 |
| Allowance for loan losses | 8,131,000 | 8,396,000 | 8,602,000 | 8,664,000 |
| Securities available for sale | 183,366,000 | 170,021,000 | 161,788,000 | 159,189,000 |
| Securities held to maturity | 4,732,000 | 4,257,000 | 3,996,000 | 3,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,520,000 | 607,652,000 | 610,786,000 | 594,817,000 |
| Interest-bearing deposits | 533,145,000 | 525,160,000 | 535,144,000 | 517,802,000 |
| Noninterest-bearing deposits | 69,375,000 | 82,492,000 | 75,642,000 | 77,015,000 |
| Equity capital | 85,554,000 | 83,889,000 | 85,646,000 | 86,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,496,000 | 18,991,000 | 28,428,000 | 37,953,000 |
| Interest expense | 2,337,000 | 4,573,000 | 6,848,000 | 9,064,000 |
| Net interest income | 7,159,000 | 14,418,000 | 21,580,000 | 28,889,000 |
| Noninterest income | 1,281,000 | 2,776,000 | 4,258,000 | 5,629,000 |
| Noninterest expense | 6,532,000 | 14,123,000 | 20,902,000 | 27,774,000 |
| Provision for loan losses | 0 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,908,000 | 2,932,000 | 4,647,000 | 6,305,000 |
| Income tax | 548,000 | 734,000 | 1,217,000 | 1,671,000 |
| Net income | 1,360,000 | 2,198,000 | 3,430,000 | 4,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,780,000 | 67,564,000 | 71,095,000 | 72,298,000 |
| Total capital | 75,823,000 | 75,714,000 | 79,270,000 | 80,522,000 |
| Risk-weighted assets | 562,584,000 | 567,045,000 | 569,333,000 | 563,542,000 |