Call reports 2003
BANK OF NEW HAMPSHIRE — 2003
What BANK OF NEW HAMPSHIRE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 759,835,000 | 785,905,000 | 787,478,000 | 778,692,000 |
| Total loans | 479,446,000 | 490,232,000 | 490,752,000 | 508,733,000 |
| Allowance for loan losses | 7,782,000 | 7,808,000 | 8,098,000 | 8,349,000 |
| Securities available for sale | 206,503,000 | 196,859,000 | 200,083,000 | 192,516,000 |
| Securities held to maturity | 7,739,000 | 6,629,000 | 5,633,000 | 5,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,990,000 | 607,194,000 | 609,403,000 | 595,062,000 |
| Interest-bearing deposits | 531,700,000 | 534,612,000 | 537,640,000 | 527,254,000 |
| Noninterest-bearing deposits | 57,290,000 | 72,582,000 | 71,763,000 | 67,808,000 |
| Equity capital | 80,738,000 | 82,226,000 | 83,094,000 | 83,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,221,000 | 20,225,000 | 29,993,000 | 39,671,000 |
| Interest expense | 2,860,000 | 5,618,000 | 8,233,000 | 10,696,000 |
| Net interest income | 7,361,000 | 14,607,000 | 21,760,000 | 28,975,000 |
| Noninterest income | 1,409,000 | 2,982,000 | 4,639,000 | 5,968,000 |
| Noninterest expense | 5,496,000 | 12,329,000 | 18,760,000 | 25,192,000 |
| Provision for loan losses | 630,000 | 1,310,000 | 1,610,000 | 1,910,000 |
| Pretax income | 2,644,000 | 3,950,000 | 6,025,000 | 7,849,000 |
| Income tax | 847,000 | 1,427,000 | 1,754,000 | 2,263,000 |
| Net income | 1,797,000 | 2,523,000 | 4,271,000 | 5,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,671,000 | 64,602,000 | 65,455,000 | 66,066,000 |
| Total capital | 70,085,000 | 72,288,000 | 73,196,000 | 74,053,000 |
| Risk-weighted assets | 537,167,000 | 548,355,000 | 552,770,000 | 559,730,000 |