Call reports 2025
FIRST STATE BANK OF HARVEY — 2025
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 95,495,000 | 92,453,000 | 96,004,000 | 94,771,000 |
| Total loans | 28,122,000 | 31,753,000 | 34,414,000 | 36,440,000 |
| Allowance for loan losses | 398,000 | 399,000 | 400,000 | 400,000 |
| Securities available for sale | 45,794,000 | 49,920,000 | 49,466,000 | 46,510,000 |
| Securities held to maturity | 3,996,000 | 3,996,000 | 3,996,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,467,000 | 85,049,000 | 87,609,000 | 86,105,000 |
| Interest-bearing deposits | 64,251,000 | 62,535,000 | 63,316,000 | 62,630,000 |
| Noninterest-bearing deposits | 24,216,000 | 22,514,000 | 24,293,000 | 23,475,000 |
| Equity capital | 6,237,000 | 6,497,000 | 7,476,000 | 7,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,761,000 | 2,694,000 | 3,669,000 |
| Interest expense | 288,000 | 602,000 | 919,000 | 1,230,000 |
| Net interest income | 580,000 | 1,159,000 | 1,775,000 | 2,439,000 |
| Noninterest income | 88,000 | 174,000 | 341,000 | 492,000 |
| Noninterest expense | 480,000 | 1,015,000 | 1,498,000 | 1,956,000 |
| Provision for loan losses | -45,000 | -45,000 | -45,000 | -45,000 |
| Pretax income | 188,000 | 318,000 | 622,000 | 880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 318,000 | 622,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,984,000 | 9,989,000 | 10,165,000 | 10,022,000 |