Call reports 2016
FIRST STATE BANK OF HARVEY — 2016
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,531,000 | 84,971,000 | 81,741,000 | 84,134,000 |
| Total loans | 25,302,000 | 27,413,000 | 28,387,000 | 27,468,000 |
| Allowance for loan losses | 359,000 | 365,000 | 355,000 | 391,000 |
| Securities available for sale | 39,330,000 | 42,503,000 | 42,007,000 | 45,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,385,000 | 75,484,000 | 72,260,000 | 76,079,000 |
| Interest-bearing deposits | 62,750,000 | 61,367,000 | 59,264,000 | 61,215,000 |
| Noninterest-bearing deposits | 13,635,000 | 14,117,000 | 12,996,000 | 14,864,000 |
| Equity capital | 8,837,000 | 9,141,000 | 9,098,000 | 7,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,180,000 | 1,789,000 | 2,375,000 |
| Interest expense | 76,000 | 152,000 | 226,000 | 299,000 |
| Net interest income | 509,000 | 1,028,000 | 1,563,000 | 2,076,000 |
| Noninterest income | 93,000 | 187,000 | 338,000 | 577,000 |
| Noninterest expense | 487,000 | 939,000 | 1,406,000 | 1,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 334,000 | 636,000 | 943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 334,000 | 636,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,772,000 | 7,805,000 | 7,977,000 | 7,878,000 |
| Total capital | 8,131,000 | 8,170,000 | 8,332,000 | 8,269,000 |
| Risk-weighted assets | 40,216,000 | 41,021,000 | 40,731,000 | 40,344,000 |