Call reports 2015
FIRST STATE BANK OF HARVEY — 2015
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 85,081,000 | 83,965,000 | 85,114,000 | 86,100,000 |
| Total loans | 26,653,000 | 28,849,000 | 30,416,000 | 28,947,000 |
| Allowance for loan losses | 354,000 | 355,000 | 355,000 | 360,000 |
| Securities available for sale | 39,423,000 | 40,397,000 | 41,156,000 | 39,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,102,000 | 75,478,000 | 75,949,000 | 77,314,000 |
| Interest-bearing deposits | 62,901,000 | 61,873,000 | 62,504,000 | 61,429,000 |
| Noninterest-bearing deposits | 13,201,000 | 13,605,000 | 13,445,000 | 15,885,000 |
| Equity capital | 8,693,000 | 8,133,000 | 8,802,000 | 8,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,203,000 | 1,834,000 | 2,466,000 |
| Interest expense | 78,000 | 156,000 | 235,000 | 312,000 |
| Net interest income | 534,000 | 1,047,000 | 1,599,000 | 2,154,000 |
| Noninterest income | 100,000 | 192,000 | 462,000 | 763,000 |
| Noninterest expense | 460,000 | 928,000 | 1,355,000 | 1,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 339,000 | 734,000 | 1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 339,000 | 734,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,389,000 | 7,412,000 | 7,711,000 | 7,588,000 |
| Total capital | 7,743,000 | 7,767,000 | 8,066,000 | 7,948,000 |
| Risk-weighted assets | 38,914,000 | 40,632,000 | 42,757,000 | 41,974,000 |