Call reports 2014
FIRST STATE BANK OF HARVEY — 2014
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,370,000 | 79,031,000 | 79,022,000 | 81,179,000 |
| Total loans | 24,757,000 | 27,033,000 | 29,977,000 | 31,026,000 |
| Allowance for loan losses | 257,000 | 359,000 | 359,000 | 349,000 |
| Securities available for sale | 37,877,000 | 38,707,000 | 38,012,000 | 37,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,837,000 | 70,942,000 | 70,556,000 | 72,752,000 |
| Interest-bearing deposits | 59,582,000 | 58,921,000 | 58,542,000 | 59,910,000 |
| Noninterest-bearing deposits | 14,255,000 | 12,021,000 | 12,014,000 | 12,842,000 |
| Equity capital | 7,314,000 | 7,849,000 | 8,174,000 | 8,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,150,000 | 1,781,000 | 2,429,000 |
| Interest expense | 74,000 | 149,000 | 224,000 | 299,000 |
| Net interest income | 498,000 | 1,001,000 | 1,557,000 | 2,130,000 |
| Noninterest income | 84,000 | 168,000 | 397,000 | 661,000 |
| Noninterest expense | 434,000 | 867,000 | 1,322,000 | 1,814,000 |
| Provision for loan losses | 9,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 151,000 | 313,000 | 643,000 | 990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 313,000 | 643,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,039,000 | 7,085,000 | 7,319,000 | 7,192,000 |
| Total capital | 7,296,000 | 7,444,000 | 7,678,000 | 7,541,000 |
| Risk-weighted assets | 37,536,000 | 38,834,000 | 40,963,000 | 42,521,000 |