Call reports 2013
FIRST STATE BANK OF HARVEY — 2013
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,893,000 | 75,742,000 | 75,457,000 | 77,478,000 |
| Total loans | 25,063,000 | 27,391,000 | 29,735,000 | 29,442,000 |
| Allowance for loan losses | 293,000 | 244,000 | 248,000 | 249,000 |
| Securities available for sale | 33,326,000 | 35,616,000 | 35,609,000 | 35,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,468,000 | 68,501,000 | 67,827,000 | 70,579,000 |
| Interest-bearing deposits | 57,248,000 | 56,805,000 | 56,401,000 | 57,752,000 |
| Noninterest-bearing deposits | 12,221,000 | 11,696,000 | 11,426,000 | 12,827,000 |
| Equity capital | 8,153,000 | 6,995,000 | 7,341,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,062,000 | 1,653,000 | 2,263,000 |
| Interest expense | 78,000 | 156,000 | 232,000 | 309,000 |
| Net interest income | 447,000 | 906,000 | 1,421,000 | 1,954,000 |
| Noninterest income | 107,000 | 203,000 | 569,000 | 711,000 |
| Noninterest expense | 414,000 | 822,000 | 1,312,000 | 1,756,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 48,000 |
| Pretax income | 164,000 | 309,000 | 691,000 | 918,000 |
| Income tax | 12,000 | 36,000 | 36,000 | 36,000 |
| Net income | 152,000 | 273,000 | 655,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,821,000 | 6,841,000 | 7,125,000 | 6,875,000 |
| Total capital | 7,114,000 | 7,085,000 | 7,373,000 | 7,124,000 |
| Risk-weighted assets | 37,914,000 | 39,611,000 | 41,082,000 | 41,501,000 |