Call reports 2012
FIRST STATE BANK OF HARVEY — 2012
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,473,000 | 73,269,000 | 73,887,000 | 74,159,000 |
| Total loans | 21,232,000 | 26,217,000 | 27,916,000 | 30,915,000 |
| Allowance for loan losses | 284,000 | 294,000 | 284,000 | 284,000 |
| Securities available for sale | 36,563,000 | 35,883,000 | 32,411,000 | 34,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,190,000 | 64,736,000 | 65,174,000 | 65,768,000 |
| Interest-bearing deposits | 53,304,000 | 53,260,000 | 52,872,000 | 52,845,000 |
| Noninterest-bearing deposits | 12,886,000 | 11,476,000 | 12,302,000 | 12,923,000 |
| Equity capital | 7,970,000 | 8,184,000 | 8,355,000 | 8,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,112,000 | 1,687,000 | 2,284,000 |
| Interest expense | 105,000 | 203,000 | 298,000 | 388,000 |
| Net interest income | 475,000 | 909,000 | 1,389,000 | 1,896,000 |
| Noninterest income | 80,000 | 187,000 | 493,000 | 734,000 |
| Noninterest expense | 405,000 | 816,000 | 1,233,000 | 1,731,000 |
| Provision for loan losses | 0 | 12,000 | 183,000 | 187,000 |
| Pretax income | 178,000 | 364,000 | 639,000 | 885,000 |
| Income tax | 12,000 | 24,000 | 38,000 | 50,000 |
| Net income | 166,000 | 340,000 | 601,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,627,000 | 6,702,000 | 6,866,000 | 6,656,000 |
| Total capital | 6,911,000 | 6,996,000 | 7,150,000 | 6,940,000 |
| Risk-weighted assets | 34,982,000 | 37,739,000 | 39,325,000 | 42,148,000 |