Call reports 2011
FIRST STATE BANK OF HARVEY — 2011
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,371,000 | 68,213,000 | 68,686,000 | 70,127,000 |
| Total loans | 20,529,000 | 23,102,000 | 23,952,000 | 24,592,000 |
| Allowance for loan losses | 245,000 | 245,000 | 285,000 | 284,000 |
| Securities available for sale | 34,037,000 | 34,552,000 | 32,977,000 | 35,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,809,000 | 60,151,000 | 60,120,000 | 62,035,000 |
| Interest-bearing deposits | 51,482,000 | 50,144,000 | 49,893,000 | 50,368,000 |
| Noninterest-bearing deposits | 11,327,000 | 10,007,000 | 10,227,000 | 11,667,000 |
| Equity capital | 7,258,000 | 7,764,000 | 8,181,000 | 7,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,200,000 | 1,835,000 | 2,447,000 |
| Interest expense | 134,000 | 256,000 | 373,000 | 483,000 |
| Net interest income | 472,000 | 944,000 | 1,462,000 | 1,964,000 |
| Noninterest income | 47,000 | 108,000 | 433,000 | 647,000 |
| Noninterest expense | 385,000 | 770,000 | 1,224,000 | 1,690,000 |
| Provision for loan losses | 232,000 | 240,000 | 242,000 | 242,000 |
| Pretax income | -8,000 | 153,000 | 540,000 | 790,000 |
| Income tax | 12,000 | 23,000 | 37,000 | 49,000 |
| Net income | -20,000 | 130,000 | 503,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,327,000 | 6,450,000 | 6,724,000 | 6,448,000 |
| Total capital | 6,572,000 | 6,695,000 | 7,009,000 | 6,732,000 |
| Risk-weighted assets | 32,757,000 | 34,311,000 | 35,090,000 | 36,033,000 |