Call reports 2009
FIRST STATE BANK OF HARVEY — 2009
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,296,000 | 62,695,000 | 62,581,000 | 65,670,000 |
| Total loans | 22,638,000 | 23,164,000 | 24,932,000 | 23,856,000 |
| Allowance for loan losses | 441,000 | 425,000 | 240,000 | 261,000 |
| Securities available for sale | 33,581,000 | 32,279,000 | 30,656,000 | 31,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,899,000 | 55,437,000 | 55,071,000 | 58,396,000 |
| Interest-bearing deposits | 48,432,000 | 47,720,000 | 47,574,000 | 48,339,000 |
| Noninterest-bearing deposits | 7,467,000 | 7,717,000 | 7,497,000 | 10,057,000 |
| Equity capital | 6,996,000 | 6,863,000 | 7,104,000 | 6,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,566,000 | 2,337,000 | 3,095,000 |
| Interest expense | 239,000 | 464,000 | 682,000 | 890,000 |
| Net interest income | 527,000 | 1,102,000 | 1,655,000 | 2,205,000 |
| Noninterest income | 42,000 | 87,000 | 133,000 | 180,000 |
| Noninterest expense | 332,000 | 758,000 | 1,133,000 | 1,537,000 |
| Provision for loan losses | 23,000 | 45,000 | 166,000 | 189,000 |
| Pretax income | 214,000 | 435,000 | 574,000 | 744,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 54,000 |
| Net income | 203,000 | 413,000 | 541,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,345,000 | 6,402,000 | 6,384,000 | 6,240,000 |
| Total capital | 6,757,000 | 6,809,000 | 6,624,000 | 6,501,000 |
| Risk-weighted assets | 32,910,000 | 32,540,000 | 33,909,000 | 33,976,000 |