Call reports 2008
FIRST STATE BANK OF HARVEY — 2008
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,030,000 | 61,887,000 | 61,236,000 | 61,424,000 |
| Total loans | 20,962,000 | 25,021,000 | 25,912,000 | 27,841,000 |
| Allowance for loan losses | 334,000 | 367,000 | 387,000 | 418,000 |
| Securities available for sale | 30,551,000 | 32,119,000 | 31,901,000 | 29,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,684,000 | 54,974,000 | 52,190,000 | 54,406,000 |
| Interest-bearing deposits | 47,515,000 | 46,914,000 | 44,955,000 | 46,193,000 |
| Noninterest-bearing deposits | 8,169,000 | 8,060,000 | 7,235,000 | 8,214,000 |
| Equity capital | 6,834,000 | 6,357,000 | 6,634,000 | 6,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,637,000 | 2,434,000 | 3,281,000 |
| Interest expense | 371,000 | 717,000 | 1,026,000 | 1,306,000 |
| Net interest income | 469,000 | 920,000 | 1,408,000 | 1,975,000 |
| Noninterest income | 44,000 | 419,000 | 465,000 | 507,000 |
| Noninterest expense | 298,000 | 616,000 | 943,000 | 1,319,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 99,000 |
| Pretax income | 193,000 | 678,000 | 870,000 | 1,073,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 44,000 |
| Net income | 182,000 | 657,000 | 838,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,191,000 | 6,517,000 | 6,553,000 | 6,142,000 |
| Total capital | 6,525,000 | 6,884,000 | 6,940,000 | 6,560,000 |
| Risk-weighted assets | 31,222,000 | 33,746,000 | 34,094,000 | 35,824,000 |