Call reports 2007
FIRST STATE BANK OF HARVEY — 2007
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,911,000 | 56,926,000 | 57,350,000 | 58,009,000 |
| Total loans | 22,475,000 | 26,005,000 | 26,954,000 | 25,766,000 |
| Allowance for loan losses | 280,000 | 302,000 | 298,000 | 321,000 |
| Securities available for sale | 23,194,000 | 24,494,000 | 24,277,000 | 25,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,682,000 | 50,680,000 | 50,794,000 | 51,386,000 |
| Interest-bearing deposits | 43,705,000 | 43,579,000 | 43,471,000 | 43,513,000 |
| Noninterest-bearing deposits | 6,977,000 | 7,101,000 | 7,323,000 | 7,873,000 |
| Equity capital | 5,772,000 | 5,700,000 | 5,993,000 | 6,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,575,000 | 2,398,000 | 3,248,000 |
| Interest expense | 335,000 | 690,000 | 1,049,000 | 1,424,000 |
| Net interest income | 433,000 | 885,000 | 1,349,000 | 1,824,000 |
| Noninterest income | 54,000 | 113,000 | 170,000 | 227,000 |
| Noninterest expense | 302,000 | 609,000 | 915,000 | 1,251,000 |
| Provision for loan losses | 418,000 | 440,000 | 462,000 | 486,000 |
| Pretax income | -221,000 | -39,000 | 158,000 | 338,000 |
| Income tax | 7,000 | 13,000 | 23,000 | 15,000 |
| Net income | -228,000 | -52,000 | 135,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,007,000 | 6,183,000 | 6,116,000 | 6,009,000 |
| Total capital | 6,287,000 | 6,485,000 | 6,414,000 | 6,330,000 |
| Risk-weighted assets | 30,672,000 | 33,676,000 | 34,626,000 | 33,607,000 |