Call reports 2003
FIRST STATE BANK OF HARVEY — 2003
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,045,000 | 64,718,000 | 64,252,000 | 62,889,000 |
| Total loans | 25,118,000 | 26,098,000 | 26,258,000 | 27,319,000 |
| Allowance for loan losses | 423,000 | 443,000 | 415,000 | 417,000 |
| Securities available for sale | 23,470,000 | 26,747,000 | 28,077,000 | 30,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,018,000 | 57,581,000 | 57,169,000 | 56,101,000 |
| Interest-bearing deposits | 49,224,000 | 48,585,000 | 47,745,000 | 47,293,000 |
| Noninterest-bearing deposits | 5,794,000 | 8,996,000 | 9,424,000 | 8,808,000 |
| Equity capital | 6,549,000 | 6,625,000 | 6,594,000 | 6,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,590,000 | 2,301,000 | 3,024,000 |
| Interest expense | 312,000 | 607,000 | 873,000 | 1,125,000 |
| Net interest income | 497,000 | 983,000 | 1,428,000 | 1,899,000 |
| Noninterest income | 56,000 | 109,000 | 347,000 | 394,000 |
| Noninterest expense | 288,000 | 584,000 | 932,000 | 1,250,000 |
| Provision for loan losses | 18,000 | 72,000 | 72,000 | 72,000 |
| Pretax income | 247,000 | 436,000 | 772,000 | 972,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 30,000 |
| Net income | 233,000 | 409,000 | 731,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,096,000 | 6,144,000 | 6,337,000 | 6,076,000 |
| Total capital | 6,519,000 | 6,587,000 | 6,752,000 | 6,493,000 |
| Risk-weighted assets | 35,518,000 | 36,692,000 | 35,943,000 | 36,615,000 |