Call reports 2002
FIRST STATE BANK OF HARVEY — 2002
What FIRST STATE BANK OF HARVEY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,559,000 | 58,076,000 | 58,383,000 | 59,613,000 |
| Total loans | 23,831,000 | 28,232,000 | 27,626,000 | 27,882,000 |
| Allowance for loan losses | 372,000 | 383,000 | 403,000 | 413,000 |
| Securities available for sale | 25,189,000 | 24,779,000 | 23,227,000 | 23,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,086,000 | 51,142,000 | 51,261,000 | 52,726,000 |
| Interest-bearing deposits | 46,809,000 | 45,564,000 | 45,701,000 | 46,814,000 |
| Noninterest-bearing deposits | 5,277,000 | 5,578,000 | 5,560,000 | 5,912,000 |
| Equity capital | 6,038,000 | 6,438,000 | 6,613,000 | 6,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,648,000 | 2,525,000 | 3,371,000 |
| Interest expense | 393,000 | 784,000 | 1,158,000 | 1,494,000 |
| Net interest income | 425,000 | 864,000 | 1,367,000 | 1,877,000 |
| Noninterest income | 63,000 | 119,000 | 178,000 | 231,000 |
| Noninterest expense | 272,000 | 547,000 | 854,000 | 1,184,000 |
| Provision for loan losses | 17,000 | 35,000 | 54,000 | 72,000 |
| Pretax income | 204,000 | 406,000 | 642,000 | 857,000 |
| Income tax | 45,000 | 92,000 | 140,000 | 191,000 |
| Net income | 159,000 | 314,000 | 502,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,955,000 | 5,983,000 | 6,041,000 | 5,863,000 |
| Total capital | 6,327,000 | 6,366,000 | 6,444,000 | 6,276,000 |
| Risk-weighted assets | 33,186,000 | 36,564,000 | 36,310,000 | 37,187,000 |