Call reports 2012
COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,316,000 | 103,933,000 | 112,059,000 | 115,634,000 |
| Total loans | 74,078,000 | 79,268,000 | 83,079,000 | 87,801,000 |
| Allowance for loan losses | 708,000 | 743,000 | 767,000 | 784,000 |
| Securities available for sale | 9,204,000 | 8,806,000 | 8,399,000 | 8,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,354,000 | 93,389,000 | 102,204,000 | 102,280,000 |
| Interest-bearing deposits | 87,594,000 | 89,698,000 | 98,443,000 | 97,666,000 |
| Noninterest-bearing deposits | 2,760,000 | 3,691,000 | 3,761,000 | 4,614,000 |
| Equity capital | 8,674,000 | 8,755,000 | 9,436,000 | 9,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,268,000 | 3,454,000 | 4,760,000 |
| Interest expense | 253,000 | 503,000 | 749,000 | 989,000 |
| Net interest income | 850,000 | 1,765,000 | 2,705,000 | 3,771,000 |
| Noninterest income | 46,000 | 88,000 | 109,000 | 129,000 |
| Noninterest expense | 749,000 | 1,611,000 | 2,456,000 | 3,321,000 |
| Provision for loan losses | 79,000 | 114,000 | 137,000 | 153,000 |
| Pretax income | 68,000 | 128,000 | 221,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 50,000 |
| Net income | 68,000 | 128,000 | 221,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,140,000 | 8,210,000 | 8,881,000 | 9,078,000 |
| Total capital | 8,848,000 | 8,953,000 | 9,648,000 | 9,862,000 |
| Risk-weighted assets | 71,070,000 | 76,605,000 | 81,050,000 | 85,404,000 |