Call reports 2011
COMMUNITY BANK, NATIONAL ASSOCIATION — 2011
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,796,000 | 88,857,000 | 88,180,000 | 95,378,000 |
| Total loans | 62,449,000 | 66,275,000 | 67,367,000 | 71,312,000 |
| Allowance for loan losses | 648,000 | 679,000 | 675,000 | 628,000 |
| Securities available for sale | 17,045,000 | 13,040,000 | 10,979,000 | 8,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,648,000 | 80,539,000 | 79,768,000 | 87,018,000 |
| Interest-bearing deposits | 77,709,000 | 78,150,000 | 77,677,000 | 83,240,000 |
| Noninterest-bearing deposits | 1,939,000 | 2,389,000 | 2,091,000 | 3,778,000 |
| Equity capital | 7,904,000 | 8,036,000 | 8,086,000 | 8,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,057,000 | 3,106,000 | 4,155,000 |
| Interest expense | 316,000 | 621,000 | 899,000 | 1,158,000 |
| Net interest income | 693,000 | 1,436,000 | 2,207,000 | 2,997,000 |
| Noninterest income | 33,000 | 42,000 | 85,000 | 132,000 |
| Noninterest expense | 676,000 | 1,382,000 | 2,142,000 | 2,903,000 |
| Provision for loan losses | 31,000 | 63,000 | 79,000 | 114,000 |
| Pretax income | 19,000 | 75,000 | 113,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 75,000 | 113,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,337,000 | 7,403,000 | 7,450,000 | 7,560,000 |
| Total capital | 7,985,000 | 8,082,000 | 8,125,000 | 8,188,000 |
| Risk-weighted assets | 60,916,000 | 65,416,000 | 64,645,000 | 69,291,000 |