Call reports 2010
COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,794,000 | 83,361,000 | 89,292,000 | 91,535,000 |
| Total loans | 54,936,000 | 57,437,000 | 55,639,000 | 59,561,000 |
| Allowance for loan losses | 572,000 | 609,000 | 622,000 | 726,000 |
| Securities available for sale | 8,157,000 | 9,172,000 | 14,130,000 | 17,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,356,000 | 75,101,000 | 81,031,000 | 83,645,000 |
| Interest-bearing deposits | 60,045,000 | 72,682,000 | 78,803,000 | 81,478,000 |
| Noninterest-bearing deposits | 2,311,000 | 2,419,000 | 2,228,000 | 2,167,000 |
| Equity capital | 8,032,000 | 8,030,000 | 8,007,000 | 7,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,747,000 | 2,689,000 | 3,637,000 |
| Interest expense | 359,000 | 693,000 | 1,059,000 | 1,409,000 |
| Net interest income | 506,000 | 1,054,000 | 1,630,000 | 2,228,000 |
| Noninterest income | 30,000 | 72,000 | 107,000 | 141,000 |
| Noninterest expense | 611,000 | 1,234,000 | 1,907,000 | 2,685,000 |
| Provision for loan losses | 139,000 | 193,000 | 205,000 | 361,000 |
| Pretax income | -214,000 | -301,000 | -375,000 | -677,000 |
| Income tax | -78,000 | -110,000 | -137,000 | -245,000 |
| Net income | -136,000 | -191,000 | -238,000 | -432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,993,000 | 7,947,000 | 7,909,000 | 7,180,000 |
| Total capital | 8,565,000 | 8,556,000 | 8,531,000 | 7,906,000 |
| Risk-weighted assets | 53,667,000 | 55,204,000 | 55,312,000 | 59,514,000 |