Call reports 2002
COMMUNITY BANK, NATIONAL ASSOCIATION — 2002
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 88,674,000 | 91,313,000 | 82,005,000 | 81,128,000 |
| Total loans | 55,334,000 | 52,142,000 | 49,889,000 | 52,228,000 |
| Allowance for loan losses | 2,823,000 | 2,759,000 | 2,469,000 | 1,931,000 |
| Securities available for sale | 9,096,000 | 13,865,000 | 12,632,000 | 11,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,269,000 | 76,017,000 | 73,918,000 | 73,168,000 |
| Interest-bearing deposits | 68,010,000 | 64,948,000 | 63,960,000 | 62,890,000 |
| Noninterest-bearing deposits | 11,259,000 | 11,069,000 | 9,958,000 | 10,278,000 |
| Equity capital | 2,028,000 | 7,871,000 | 7,163,000 | 7,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 2,911,000 | 4,222,000 | 5,509,000 |
| Interest expense | 828,000 | 1,517,000 | 2,341,000 | 2,880,000 |
| Net interest income | 700,000 | 1,394,000 | 1,881,000 | 2,629,000 |
| Noninterest income | 259,000 | 2,247,000 | 2,482,000 | 2,732,000 |
| Noninterest expense | 863,000 | 2,309,000 | 3,912,000 | 4,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 96,000 | 1,332,000 | 451,000 | 629,000 |
| Income tax | -1,009,000 | -1,009,000 | -1,009,000 | -1,009,000 |
| Net income | 1,105,000 | 2,341,000 | 1,460,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,039,000 | 7,757,000 | 6,877,000 | 7,055,000 |
| Total capital | 2,801,000 | 8,493,000 | 7,561,000 | 7,768,000 |
| Risk-weighted assets | 58,872,000 | 56,846,000 | 52,935,000 | 55,802,000 |