Call reports 2001
COMMUNITY BANK, NATIONAL ASSOCIATION — 2001
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,492,000 | 107,193,000 | 98,539,000 | 90,460,000 |
| Total loans | 77,772,000 | 71,596,000 | 67,391,000 | 58,915,000 |
| Allowance for loan losses | 4,494,000 | 3,747,000 | 2,866,000 | 2,925,000 |
| Securities available for sale | 16,785,000 | 14,365,000 | 12,934,000 | 9,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,609,000 | 91,805,000 | 85,449,000 | 81,949,000 |
| Interest-bearing deposits | 84,109,000 | 78,754,000 | 74,104,000 | 71,485,000 |
| Noninterest-bearing deposits | 11,500,000 | 13,051,000 | 11,345,000 | 10,464,000 |
| Equity capital | 5,328,000 | 5,699,000 | 5,605,000 | 987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,402,000 | 6,504,000 | 8,269,000 |
| Interest expense | 1,412,000 | 2,732,000 | 3,849,000 | 4,874,000 |
| Net interest income | 910,000 | 1,670,000 | 2,655,000 | 3,395,000 |
| Noninterest income | 341,000 | 635,000 | 882,000 | 1,169,000 |
| Noninterest expense | 946,000 | 2,248,000 | 3,406,000 | 4,451,000 |
| Provision for loan losses | 500,000 | 736,000 | 989,000 | 3,815,000 |
| Pretax income | -93,000 | -577,000 | -755,000 | -3,599,000 |
| Income tax | 15,000 | 0 | 0 | 1,634,000 |
| Net income | -108,000 | -577,000 | -755,000 | -5,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,755,000 | 4,332,000 | 4,221,000 | 917,000 |
| Total capital | 4,760,000 | 5,268,000 | 5,096,000 | 1,699,000 |
| Risk-weighted assets | 77,240,000 | 72,057,000 | 67,969,000 | 60,394,000 |