Call reports 2017
CAROLINA PREMIER BANK — 2017
What CAROLINA PREMIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 258,862,000 | 262,336,000 | 275,624,000 |
| Total loans | 206,229,000 | 208,247,000 | 204,347,000 |
| Allowance for loan losses | 2,136,000 | 2,236,000 | 2,341,000 |
| Securities available for sale | 33,185,000 | 33,137,000 | 32,940,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 208,984,000 | 207,738,000 | 220,772,000 |
| Interest-bearing deposits | 161,991,000 | 163,647,000 | 169,013,000 |
| Noninterest-bearing deposits | 46,993,000 | 44,091,000 | 51,759,000 |
| Equity capital | 24,137,000 | 24,707,000 | 24,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,649,000 | 5,385,000 | 8,233,000 |
| Interest expense | 393,000 | 790,000 | 1,237,000 |
| Net interest income | 2,256,000 | 4,595,000 | 6,996,000 |
| Noninterest income | 347,000 | 738,000 | 992,000 |
| Noninterest expense | 2,188,000 | 4,365,000 | 6,510,000 |
| Provision for loan losses | 0 | 100,000 | 275,000 |
| Pretax income | 415,000 | 868,000 | 1,203,000 |
| Income tax | 95,000 | 205,000 | 256,000 |
| Net income | 320,000 | 663,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 22,253,000 | 22,610,000 | 22,906,000 |
| Total capital | 24,389,000 | 24,846,000 | 25,247,000 |
| Risk-weighted assets | 210,585,000 | 214,528,000 | 209,221,000 |