Call reports 2016
CAROLINA PREMIER BANK — 2016
What CAROLINA PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 249,125,000 | 240,067,000 | 243,555,000 | 254,727,000 |
| Total loans | 180,687,000 | 178,831,000 | 185,315,000 | 200,783,000 |
| Allowance for loan losses | 2,230,000 | 1,944,000 | 2,051,000 | 2,138,000 |
| Securities available for sale | 33,666,000 | 33,412,000 | 32,076,000 | 31,460,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,899,000 | 199,126,000 | 202,463,000 | 205,149,000 |
| Interest-bearing deposits | 159,989,000 | 149,936,000 | 155,564,000 | 156,466,000 |
| Noninterest-bearing deposits | 49,910,000 | 49,190,000 | 46,899,000 | 48,683,000 |
| Equity capital | 23,307,000 | 23,874,000 | 24,087,000 | 23,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,866,000 | 7,392,000 | 9,849,000 |
| Interest expense | 334,000 | 683,000 | 1,037,000 | 1,408,000 |
| Net interest income | 2,083,000 | 4,183,000 | 6,355,000 | 8,441,000 |
| Noninterest income | 164,000 | 378,000 | 561,000 | 723,000 |
| Noninterest expense | 1,996,000 | 4,038,000 | 6,104,000 | 8,302,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 125,000 |
| Pretax income | 244,000 | 508,000 | 802,000 | 752,000 |
| Income tax | 15,000 | 39,000 | 78,000 | 76,000 |
| Net income | 229,000 | 469,000 | 724,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,420,000 | 21,668,000 | 21,933,000 | 21,978,000 |
| Total capital | 23,660,000 | 23,622,000 | 23,994,000 | 24,116,000 |
| Risk-weighted assets | 184,628,000 | 185,865,000 | 189,772,000 | 207,630,000 |