Call reports 2015
CAROLINA PREMIER BANK — 2015
What CAROLINA PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 248,290,000 | 232,237,000 | 242,188,000 | 244,237,000 |
| Total loans | 180,577,000 | 168,512,000 | 166,023,000 | 176,720,000 |
| Allowance for loan losses | 2,047,000 | 2,025,000 | 2,243,000 | 2,293,000 |
| Securities available for sale | 33,101,000 | 32,939,000 | 35,212,000 | 37,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,120,000 | 194,746,000 | 204,076,000 | 205,567,000 |
| Interest-bearing deposits | 163,651,000 | 151,001,000 | 154,307,000 | 155,920,000 |
| Noninterest-bearing deposits | 46,469,000 | 43,745,000 | 49,769,000 | 49,647,000 |
| Equity capital | 22,819,000 | 22,313,000 | 22,525,000 | 23,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 4,985,000 | 7,380,000 | 9,769,000 |
| Interest expense | 309,000 | 628,000 | 943,000 | 1,251,000 |
| Net interest income | 2,273,000 | 4,357,000 | 6,437,000 | 8,518,000 |
| Noninterest income | 186,000 | 350,000 | 844,000 | 637,000 |
| Noninterest expense | 2,298,000 | 4,852,000 | 7,103,000 | 9,711,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 300,000 |
| Pretax income | 161,000 | -145,000 | -72,000 | -856,000 |
| Income tax | -22,000 | -218,000 | -262,000 | -539,000 |
| Net income | 183,000 | 73,000 | 190,000 | -317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,072,000 | 20,969,000 | 21,093,000 | 21,252,000 |
| Total capital | 23,119,000 | 23,004,000 | 23,313,000 | 23,489,000 |
| Risk-weighted assets | 187,860,000 | 178,244,000 | 176,876,000 | 177,990,000 |