Call reports 2014
CAROLINA PREMIER BANK — 2014
What CAROLINA PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 239,954,000 | 245,623,000 | 253,416,000 | 241,839,000 |
| Total loans | 185,314,000 | 190,861,000 | 190,595,000 | 186,553,000 |
| Allowance for loan losses | 2,372,000 | 2,403,000 | 2,431,000 | 2,302,000 |
| Securities available for sale | 14,916,000 | 14,787,000 | 33,061,000 | 32,862,000 |
| Securities held to maturity | 18,714,000 | 18,693,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,935,000 | 196,719,000 | 210,542,000 | 204,251,000 |
| Interest-bearing deposits | 159,795,000 | 156,200,000 | 165,889,000 | 162,211,000 |
| Noninterest-bearing deposits | 38,140,000 | 40,519,000 | 44,654,000 | 42,040,000 |
| Equity capital | 22,139,000 | 22,505,000 | 22,865,000 | 22,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,329,000 | 8,106,000 | 10,725,000 |
| Interest expense | 352,000 | 673,000 | 1,017,000 | 1,349,000 |
| Net interest income | 2,320,000 | 4,656,000 | 7,089,000 | 9,376,000 |
| Noninterest income | 217,000 | 426,000 | 663,000 | 889,000 |
| Noninterest expense | 2,187,000 | 4,399,000 | 6,617,000 | 8,874,000 |
| Provision for loan losses | 50,000 | 85,000 | 85,000 | 585,000 |
| Pretax income | 300,000 | 598,000 | 1,050,000 | 698,000 |
| Income tax | 48,000 | 97,000 | 203,000 | -7,000 |
| Net income | 252,000 | 501,000 | 847,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,809,000 | 20,130,000 | 20,672,000 | 19,941,000 |
| Total capital | 22,159,000 | 22,533,000 | 23,100,000 | 22,243,000 |
| Risk-weighted assets | 187,947,000 | 195,583,000 | 194,248,000 | 189,827,000 |