Call reports 2013
CAROLINA PREMIER BANK — 2013
What CAROLINA PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,785,000 | 232,420,000 | 235,572,000 | 249,322,000 |
| Total loans | 165,406,000 | 169,732,000 | 168,721,000 | 169,512,000 |
| Allowance for loan losses | 2,172,000 | 2,227,000 | 2,244,000 | 2,324,000 |
| Securities available for sale | 18,878,000 | 14,554,000 | 14,707,000 | 14,939,000 |
| Securities held to maturity | 19,098,000 | 17,082,000 | 17,866,000 | 18,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,274,000 | 198,967,000 | 201,956,000 | 215,968,000 |
| Interest-bearing deposits | 168,684,000 | 165,908,000 | 167,215,000 | 155,088,000 |
| Noninterest-bearing deposits | 33,590,000 | 33,058,000 | 34,741,000 | 60,880,000 |
| Equity capital | 22,074,000 | 22,026,000 | 22,091,000 | 21,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,743,000 | 7,187,000 | 9,589,000 |
| Interest expense | 377,000 | 813,000 | 1,188,000 | 1,555,000 |
| Net interest income | 1,936,000 | 3,930,000 | 5,999,000 | 8,034,000 |
| Noninterest income | 197,000 | 506,000 | 675,000 | 897,000 |
| Noninterest expense | 1,865,000 | 3,843,000 | 5,878,000 | 8,210,000 |
| Provision for loan losses | 45,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 223,000 | 620,000 | 823,000 | 748,000 |
| Income tax | 21,000 | 106,000 | 117,000 | 20,000 |
| Net income | 202,000 | 514,000 | 706,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,206,000 | 19,616,000 | 19,825,000 | 19,328,000 |
| Total capital | 21,324,000 | 21,770,000 | 21,966,000 | 21,480,000 |
| Risk-weighted assets | 169,366,000 | 172,231,000 | 171,158,000 | 171,951,000 |